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Creator Pay

How creator income streams work, FTC disclosure rules, and calculators using your own numbers

Unify Dynamics LLC

Documentation
Tools10read-only
Sign-inNoneno account, no key
Data keptNoneprocessed in memory
PriceFreeoptional Pro limits
StatusLiveMCP + REST
Works withMCP · RESTany agent

Try asking

Real questions, and the tools your agent calls to answer them.

How does ad revenue work for creators?
Tools called
income_stream_explainer
What income streams do creators typically have?
Tools called
income_stream_list
What should I negotiate in a brand sponsorship deal?
Tools called
sponsorship_deal_checklist
If my affiliate rate is 8% and I sell $500, what's my commission?
Tools called
affiliate_commission_calculator
If I have 500 members paying $5/month, what's my revenue after a 10% platform cut?
Tools called
membership_revenue_calculator
If I sell a $49 course with standard processing fees, what do I net per sale?
Tools called
digital_product_net_earnings
What counts as a clear FTC disclosure for a sponsored post?
Tools called
ftc_disclosure_basics
Should I rely on just one income stream?
Tools called
income_diversification_tips
Do I owe taxes on free products I get as a creator?
Tools called
creator_tax_awareness
What's RPM?
Tools called
creatorpay_glossary

About

Creatorpay is a fully local creator income-stream reference. income_stream_explainer explains how one of 5 income streams typically works — ad revenue, sponsorship, affiliate marketing, membership/subscription, digital products — including what drives earnings; income_stream_list shows them all. sponsorship_deal_checklist lists what to negotiate in a brand deal. affiliate_commission_calculator, membership_revenue_calculator, and digital_product_net_earnings are real calculators using only the numbers you supply — sale price, commission rate, member count, fees — never a real platform's actual published rate, since those vary by platform, niche and region and change too often to state as fact. ftc_disclosure_basics explains the FTC's disclosure rule, live-verified against ftc.gov on 25 September 2026: when disclosure is required, which language counts as clear ('#ad', 'Paid for by [Brand]') versus inadequate ('#ambassador' alone), placement requirements, and who's responsible. income_diversification_tips gives general advice on spreading income across streams. creator_tax_awareness gives general US tax-filing awareness (not tax advice). creatorpay_glossary defines CPM, RPM, cookie window, payout threshold, chargeback, 1099-NEC, and material connection. Keyless; zero upstream calls at request time; nothing stored. Educational/general reference, not financial or tax advice.

Sources: Income-stream mechanics hand-curated as general educational reference; FTC disclosure section live-verified against ftc.gov (business-guidance/resources/ftcs-endorsement-guides-what-people-are-asking) on 25 September 2026 and cited; calculators use only user-supplied numbers, never a real platform's rate. Zero upstream calls at request time.

Privacy

The publisher, Unify Dynamics LLC, states that tool inputs are processed in memory and not retained.

Data not collectedNo account, no profile, no stored prompts or results.
Privacy policyTerms

What it can do

10 tools, grouped by job. Every one is read-only or compute-only.

OpenAPI
Income Streams3 tools
  • Income stream explainerExplains how one of 5 creator income streams typically works — ad revenue, sponsorship, affiliate marketing, membership/subscription, or digital…
  • Income stream listEvery creator income stream this reference explains.
  • Sponsorship deal checklistWhat to negotiate in a brand sponsorship deal (fee structure, usage rights, exclusivity, deliverables, approval rounds) plus the FTC disclosure…
Calculators3 tools
  • Affiliate commission calculatorComputes affiliate commission per sale and total, using ONLY the sale price and commission rate you supply — never a real program's actual…
  • Membership revenue calculatorComputes monthly gross and net membership revenue, using ONLY the member count, price, and platform-cut percentage you supply.
  • Digital product net earningsComputes net earnings per unit and total for a digital product, using ONLY the price and fee percentages you supply — plug in your own platform's…
Disclosure, Tax & Glossary4 tools
  • Ftc disclosure basicsThe FTC's endorsement-disclosure rule, live-verified against ftc.gov: when disclosure is required, which language counts as clear vs.
  • Income diversification tipsGeneral advice on spreading creator income across multiple streams to reduce platform/algorithm risk.
  • Creator tax awarenessGeneral US tax-filing awareness for creator income (not tax advice): free products count as taxable income at fair market value, 1099 forms, and…
  • Creatorpay glossaryDefinitions of creator-economy terms: CPM, RPM, affiliate link, cookie window, payout threshold, chargeback, 1099-NEC, 1099-K, brand deal, UGC…

Information

PublisherUnify Dynamics LLC
CategoryMoney & business · Design & creative
LanguagesEnglish
Built forGlobal (FTC disclosure rules are US-specific)
CompatibilityAny MCP client · any agent · REST
Version0.1.0
MCP endpointhttps://creatorpay.connectorbay.com/mcp
REST APIopenapi.json
SupportGet help · Status
CountryWorldwide

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Documentation

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What Creatorpay is for

"How does affiliate marketing actually pay out?", "what counts as a clear FTC disclosure?", "if my affiliate rate is 8% and I sell $500, what's my commission?" — a creator income-stream reference that explains how the money actually works, without inventing numbers for any real platform.

What it does

income_stream_explainer explains how one of 5 income streams typically works — ad revenue, sponsorship, affiliate marketing, membership/subscription, digital products — including what drives earnings (income_stream_list shows them all). sponsorship_deal_checklist lists what to negotiate in a brand deal. affiliate_commission_calculator, membership_revenue_calculator, and digital_product_net_earnings are real calculators that use only the numbers you supply — never a real platform's actual rate, since those vary constantly by platform, niche, and region. ftc_disclosure_basics explains the FTC's endorsement-disclosure rule, checked live against ftc.gov: when disclosure is required, which language counts as clear, and who's responsible. income_diversification_tips gives general advice on spreading income across streams. creator_tax_awareness gives general US tax-filing awareness, and creatorpay_glossary defines the vocabulary.

What it is not

Not financial or tax advice, and not a source of any real platform's actual payout rate, ad CPM, or revenue-share percentage — those change constantly and vary too much by niche, region, and time of year to state as fact here. Every calculator takes the numbers you already know (or look up from your own platform's current terms) and does the arithmetic; it never assumes a rate on your behalf.

Privacy policy

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Creatorpay — Privacy Policy

Effective 25 September 2026. Unify Dynamics LLC ("we", "us"), Menlo Park, California.

What Creatorpay is. Creatorpay is a connector (an MCP server and REST API) that AI assistants and personal agents call on your behalf for a creator income-stream reference and calculators. You interact with your assistant; the assistant sends us only the arguments needed for that one lookup or calculation.

What we receive. The arguments of each tool call — an income-stream name, or numbers you supply for a calculator (a sale price, a commission rate, a member count, fee percentages) — the technical headers needed to serve the request (an IP address or a client identifier supplied by the assistant, and a Pro API key if you have one), and standard server logs.

Everything is answered from bundled reference text or computed on the spot, and nothing is stored. No request is forwarded to any third party — there is no upstream call at all — and no query, including any numbers you supply to a calculator, is logged in request bodies, recorded, or used to train anything.

What we do not receive or store. We do not receive your conversation with the assistant, your name, or your actual earnings/business records unless you type a number into a calculator argument for that one calculation — and even then, it's answered independently and never stored or carried over between requests. Rate-limit counters (a client identifier and timestamps) are held in memory for at most 24 hours. Hosting-provider access logs, which contain IP addresses and request paths but not request bodies, are retained for up to 30 days for security and abuse prevention.

Sub-processors. None — the entire reference dataset is bundled with the server and calculators run locally. Hosting: Vercel (United States regions).

Legal bases and your rights. Our processing is necessary to provide the service you request through your assistant. Because we store no personal data beyond short-lived logs, requests to access, correct or delete personal data are usually satisfied automatically; you can still contact agent@connectorbay.com and we will respond within 30 days. We do not sell or share personal information and do not use your data to train models.

Children. Creatorpay is a general-audience service operated by the adult using the assistant.

Changes. We will post changes here with a new effective date.

Terms of service

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Creatorpay — Terms of Service

Effective 25 September 2026. These terms govern use of the Creatorpay connector ("the Service") operated by Unify Dynamics LLC ("we", "us").

  1. The Service. Creatorpay returns a creator income-stream reference, FTC disclosure guidance, income calculators using user-supplied numbers, diversification tips, and general tax awareness. It is accessed through an AI assistant or directly over MCP or HTTP.
  2. Educational reference, not financial, tax, or legal advice. Creatorpay does not know your specific business, contracts, or tax situation, and nothing in this Service constitutes financial, investment, tax, or legal advice or creates any professional relationship. Consult a qualified professional for your specific circumstances.
  3. No real platform rates asserted. Calculators use only the numbers you provide; the Service never states a specific real platform's ad rate, commission rate, or revenue-share percentage as current fact, since these change frequently and vary by platform, niche, and region.
  4. Acceptable use. Automated use within the published rate limits is welcome.
  5. Availability. The Service is provided "as is" without warranty. We may change, limit or discontinue it at any time.
  6. Data. Our Privacy Policy describes what we process. In short: your query is answered from bundled reference text or computed on the spot, and nothing is stored.
  7. Pro keys. Optional Pro API keys are issued at our discretion, are personal to the holder and may be revoked for abuse.
  8. Liability. To the fullest extent permitted by law, Unify Dynamics LLC is not liable for any loss, injury, or damage arising from use of, or reliance on, the Service — including any business, tax, or financial decision made based on its output. Our total liability is limited to US $100.
  9. Governing law. California law; venue in San Mateo County, California.
  10. Contact. Unify Dynamics LLC · agent@connectorbay.com · https://connectorbay.com/creatorpay

Support

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Creator Pay support

Email agent@connectorbay.com. We answer within two business days.

When you report a problem, include the question you asked your agent, roughly when, and which agent you used (for example Claude, ChatGPT or Gemini). Never send us passwords, account numbers or ID numbers. Creator Pay never asks for them.

Get Creator Pay

Free · No sign-in · Read-only

Streamable HTTP, stateless, no authentication. Paste the endpoint into any MCP-capable agent.

https://creatorpay.connectorbay.com/mcp
{
  "mcpServers": {
    "creatorpay": {
      "type": "http",
      "url": "https://creatorpay.connectorbay.com/mcp"
    }
  }
}