Razorpay Reconciliation (BYOK)

Razorpay Reconciliation (BYOK) — connector documentation

• MCP endpoint: https://byok-razorpay-recon-disputes.connectorbay.com/mcp
• REST API: POST https://byok-razorpay-recon-disputes.connectorbay.com/v1/tools/{tool_name}, described by the OpenAPI 3.1 spec at https://byok-razorpay-recon-disputes.connectorbay.com/openapi.json
• Transport: Streamable HTTP, stateless, MCP specification 2025-06-18 or later
• Authentication: your own Razorpay Reconciliation Key ID (starts with rzp_live_ or rzp_test_), sent in the X-Upstream-Key header and the Key Secret in X-Upstream-Key-2 of every request (never stored, logged or cached)
• Health: https://byok-razorpay-recon-disputes.connectorbay.com/health · Tool schemas: https://byok-razorpay-recon-disputes.connectorbay.com/tools.json
• Publisher: Unify Dynamics LLC · connectorbay.com/byok-razorpay-recon-disputes · agent@connectorbay.com

What Razorpay Reconciliation (BYOK) is for

Razorpay Reconciliation (BYOK) lets an AI assistant read your own Razorpay Reconciliation data through the Razorpay Reconciliation API with a key you supply (Key ID (starts with rzp_live_ or rzp_test_)). Read-only: 10 tools (get_settlement, get_settlement_recon, list_disputes, get_dispute, list_payment_downtimes, get_payment_downtime, list_items, get_item, list_subscriptions, get_subscription). The BYOK key travels with each request, is used for that one call only and is never stored, logged or cached; it is only ever sent to api.razorpay.com. Unofficial connector by Unify Dynamics LLC: not affiliated with, endorsed by or sponsored by Razorpay Reconciliation. Razorpay Reconciliation and its logos are trademarks of their owners and are used only to say which service the connector works with.

Ask your assistant things like:

• "How much was settlement setl_DGlQ1Rj8os78Ec and what is its UTR?"
• "Which transactions were settled to me on 11 June 2026?"
• "Do I have any open Razorpay disputes and when must I respond?"
• "What is the status of dispute disp_Esz7KAitoYM7PJ?"
• "Are any banks or UPI apps having downtime on Razorpay right now?"
• "What is the downtime down_F1cxDoHWD4fkQt about?"

What it does

• get_settlement: Get one Razorpay settlement by id with amount (smallest currency unit), status, fees, tax, bank reference (UTR) and creation time.
• get_settlement_recon: List every payment, refund, transfer and adjustment settled to your account in a month or on one day, with credit, debit, fee, tax, method, card network and settlement id. Amounts are in the smallest currency unit.
• list_disputes: List customer disputes (chargebacks and similar) with payment id, amount, reason code, phase, status and the deadline to respond. Evidence documents are not returned.
• get_dispute: Get one Razorpay dispute by id with payment id, amount, reason code, phase, status, amount deducted and response deadline. Evidence documents are not returned.
• list_payment_downtimes: List ongoing and scheduled payment downtimes (banks, UPI handles, card networks or issuers having trouble) with method, start, end, severity and affected instrument.
• get_payment_downtime: Get one payment downtime by id with method, start, end, status, severity and affected instrument.
• list_items: List invoice items (name, description, unit amount, currency, tax and HSN or SAC codes) created in your account.
• get_item: Get one invoice item by id with name, description, amount, currency, tax inclusion and HSN or SAC code.
• list_subscriptions: List subscriptions with plan id, status, billing cycle times, quantity and paid and remaining cycle counts. Customer contact details are not returned.
• get_subscription: Get one subscription by id with plan id, status, current cycle, quantity and paid and remaining cycle counts.

BYOK key

You bring your own Razorpay Reconciliation Key ID (starts with rzp_live_ or rzp_test_) (https://razorpay.com/docs/api/authentication/). Your assistant sends it in the X-Upstream-Key header with each request. ConnectorBay uses it for that one call only: it is never stored, logged or cached, never shown in an answer, and it is only sent to api.razorpay.com over https, with no redirects followed. Create a key with the fewest permissions the tools need (read-only if the provider offers it), and revoke it at the provider whenever you like.

Data sources

• https://razorpay.com/docs/build/llm-docs/api/settlements.md (the API this connector calls, with a BYOK key)

Live from the Razorpay Reconciliation API (api.razorpay.com) with a BYOK key; documentation: https://razorpay.com/docs/build/llm-docs/api/settlements.md. Endpoints checked against that documentation on 2026-10-16.

What it is not

Unofficial connector by Unify Dynamics LLC: not affiliated with, endorsed by or sponsored by Razorpay Reconciliation. Razorpay Reconciliation and its logos are trademarks of their owners and are used only to say which service the connector works with. It is read-only: it never creates, changes, sends or deletes anything in your Razorpay Reconciliation account.

Built for: Worldwide. Languages: English.

Razorpay Reconciliation (BYOK) — Privacy Policy

Effective 24 October 2026. Unify Dynamics LLC ("we", "us"), Menlo Park, California.

What Razorpay Reconciliation (BYOK) is. Razorpay Reconciliation (BYOK) is a connector (an MCP server and REST API) that an AI assistant calls on your behalf to read your own Razorpay Reconciliation data: Read your Razorpay settlements and settlement reconciliation, disputes, payment downtimes, invoice items and subscriptions with your own API key. You bring your own Razorpay Reconciliation Key ID (starts with rzp_live_ or rzp_test_); the assistant sends it to us with each request.

BYOK key. The key you supply is used to make the one Razorpay Reconciliation call you asked for. Our application does not store it, write it to a log, put it in a cache, or share it. It is sent only to api.razorpay.com, over https, and is removed from any text we return to you or your assistant. We do not follow redirects with your key. If Razorpay Reconciliation rejects it, we say so without repeating it.

What we receive. The arguments of each tool call, the BYOK key (for that call only), the technical headers needed to serve the request (an IP address or a client identifier supplied by the assistant) and standard server logs. What Razorpay Reconciliation receives. The request we make on your behalf, including the key and the arguments, under Razorpay Reconciliation's own terms and privacy policy. Razorpay Reconciliation acts at your direction and is the only recipient of the data of your request besides our hosting provider.

What we return. The answer Razorpay Reconciliation gives for your request, trimmed to the fields the tool documents. We do not keep it: it is returned to your assistant and not stored, cached or used to train anything.

What we do not do. We do not build a profile, sell or share personal information, or keep your Razorpay Reconciliation data. Rate-limit counters (a client identifier and timestamps) are held in memory for at most 24 hours. Hosting access logs (IP addresses, request paths and status codes) are kept for up to 30 days for security and abuse prevention; our application adds no request headers or bodies to them.

Sub-processors. Razorpay Reconciliation (the API you call with a BYOK key, at your direction). Hosting: Vercel (United States regions).

Your rights. Because we store no personal data beyond short-lived logs, requests to access, correct or delete data are usually satisfied automatically; you can still contact agent@connectorbay.com and we will respond within 30 days. Revoke your key at Razorpay Reconciliation at any time to end all access.

Children. Razorpay Reconciliation (BYOK) is a general-audience service operated by the adult using the assistant, under Razorpay Reconciliation's own age rules.

Changes. We will post changes here with a new effective date.

Razorpay Reconciliation (BYOK) — Terms of Service

Effective 24 October 2026. These terms govern use of the Razorpay Reconciliation (BYOK) connector ("the Service") operated by Unify Dynamics LLC ("we", "us").

1. The Service. Razorpay Reconciliation (BYOK) provides: Read your Razorpay settlements and settlement reconciliation, disputes, payment downtimes, invoice items and subscriptions with your own API key. It is accessed through an AI assistant or directly over MCP or HTTP, and is read-only.
2. Your own key, your own account. You must use your own Razorpay Reconciliation credentials and only access data you are allowed to access. Razorpay Reconciliation's terms apply to your use of Razorpay Reconciliation; you are responsible for complying with them, including any rate limits and permitted uses. Do not share a key you do not own.
3. Independent. Unofficial connector by Unify Dynamics LLC: not affiliated with, endorsed by or sponsored by Razorpay Reconciliation. Razorpay Reconciliation and its logos are trademarks of their owners and are used only to say which service the connector works with.
4. No advice, no guarantees. Output is the data Razorpay Reconciliation returns, lightly trimmed; it may be incomplete, delayed or changed by Razorpay Reconciliation. Check important facts at the source.
5. Read-only. The Service does not create, change, send or delete anything in your Razorpay Reconciliation account.
6. Acceptable use. Automated use within the published rate limits is welcome. Do not use the Service to access data you are not entitled to, to circumvent Razorpay Reconciliation's controls, or to attack any system.
7. Availability. The Service is provided "as is" without warranty. We may change, limit or discontinue it at any time; Razorpay Reconciliation may change or end its API at any time.
8. Data. Our Privacy Policy describes what we process. In short: the BYOK key is used for the one call and not stored or logged.
9. Pro keys. Optional ConnectorBay Pro API keys are issued at our discretion and are separate from your Razorpay Reconciliation key.
10. Liability. To the fullest extent permitted by law, Unify Dynamics LLC is not liable for any loss arising from use of or reliance on the Service, including any action Razorpay Reconciliation takes on your account. Our total liability is limited to US $100.
11. Governing law. California law; venue in San Mateo County, California.
12. Contact. Unify Dynamics LLC · agent@connectorbay.com · https://connectorbay.com/byok-razorpay-recon-disputes

Razorpay Reconciliation (BYOK) support

Email agent@connectorbay.com. We answer within two business days.

• MCP endpoint: https://byok-razorpay-recon-disputes.connectorbay.com/mcp
• REST API: https://byok-razorpay-recon-disputes.connectorbay.com/openapi.json
• Live status: https://byok-razorpay-recon-disputes.connectorbay.com/health

When you report a problem, include the question you asked your agent, roughly when, and which agent you used (for example Claude, ChatGPT or Gemini). Never send us passwords, account numbers or ID numbers. Razorpay Reconciliation (BYOK) never asks for them.