XFINLAB Intelligence (BYOK)

XFINLAB Intelligence (BYOK) — connector documentation

• MCP endpoint: https://byok-xfinlab.connectorbay.com/mcp
• REST API: POST https://byok-xfinlab.connectorbay.com/v1/tools/{tool_name}, described by the OpenAPI 3.1 spec at https://byok-xfinlab.connectorbay.com/openapi.json
• Transport: Streamable HTTP, stateless, MCP specification 2025-06-18 or later
• Authentication: your own XFINLAB Intelligence XFINLAB Intelligence API key (xfl_...), sent in the X-Upstream-Key header of every request (never stored, logged or cached)
• Health: https://byok-xfinlab.connectorbay.com/health · Tool schemas: https://byok-xfinlab.connectorbay.com/tools.json
• Publisher: Unify Dynamics LLC · connectorbay.com/byok-xfinlab · agent@connectorbay.com

What XFINLAB Intelligence (BYOK) is for

XFINLAB Intelligence (BYOK) lets an AI assistant read your own XFINLAB Intelligence data through the XFINLAB Intelligence API with a key you supply (XFINLAB Intelligence API key (xfl_...)). Read-only: 12 tools (get_fundamentals, get_fundamentals_as_of, get_insider_trades, get_short_interest, get_vix_term_structure, get_bank_health, get_agriculture_prices, get_energy_fundamentals, get_exchange_comparison, get_real_estate_context, get_technical_analysis, get_opportunity_radar). The BYOK key travels with each request, is used for that one call only and is never stored, logged or cached; it is only ever sent to api.xfinlab.com. Unofficial connector by Unify Dynamics LLC: not affiliated with, endorsed by or sponsored by XFINLAB Intelligence. XFINLAB Intelligence and its logos are trademarks of their owners and are used only to say which service the connector works with.

Ask your assistant things like:

• "What were Apple's latest annual revenue and net income?"
• "What annual revenue of Microsoft was known on 2021-03-31?"
• "Have Tesla insiders been buying or selling recently?"
• "How much of GameStop is currently sold short?"
• "Is the VIX curve in backwardation right now?"
• "How healthy is JPMorgan's lead bank according to FDIC data?"

What it does

• get_fundamentals: Get a US-listed company's latest annual (10-K) SEC XBRL facts: revenue, net income, diluted EPS, total assets, total liabilities and operating cash flow. A concept is missing when the company never reported it. Cached for 24 hours.
• get_fundamentals_as_of: Get the annual 10-K figures that were public for a company on a past date (filing date plus two business days), so backtests and past-date questions avoid look-ahead bias. Annual figures from 2009 on; call get_fundamentals for the ticker once first if the answer says NO_POINT_IN_TIME_DATA.
• get_insider_trades: Get recent SEC Form 4 open-market insider transactions for a ticker (insider name and role, date, shares, price) with a buy and sell summary. Direct stock transactions only; cached for 24 hours.
• get_short_interest: Get FINRA's latest bi-weekly short interest for a ticker: current and previous short shares, average daily volume, days to cover and the change.
• get_vix_term_structure: Get the CBOE VIX9D, VIX, VIX3M and VIX6M closes with a contango, backwardation or flat reading; one market-wide snapshot.
• get_bank_health: Get FDIC Call Report health of a major US bank's lead bank subsidiary: assets, equity, net income, ROA and ROE. Covers JPM, BAC, WFC, C, USB, PNC and TFC.
• get_agriculture_prices: Get USDA prices received by farmers for corn, wheat or soybeans through the matching ticker (CORN, WEAT, SOYB); other tickers return no data.
• get_energy_fundamentals: Get EIA physical-market context for USO (WTI crude spot) or UNG (Henry Hub gas spot and Lower-48 storage); other tickers return no data.
• get_exchange_comparison: Compare a crypto ticker's live 24-hour price, change, range and volume on Binance and Coinbase side by side (tracked crypto tickers only).
• get_real_estate_context: Get FRED housing context (30-year mortgage rate, home price index, housing starts, existing home sales) for housing-linked tickers such as DHI, LEN, O, PLD or VNQ; other tickers return no data.
• get_technical_analysis: Get computed technical analysis for a ticker: trend, RSI, MACD, support and resistance, indicators, confluence score and direction, and market structure. Raw price bars are not included.
• get_opportunity_radar: Get a market-wide snapshot of US macro indicators (fed funds rate, unemployment, yield curve, jobless claims) and improving or worsening readings for real estate, supply chain, consumer demand, energy and agriculture.

BYOK key

You bring your own XFINLAB Intelligence XFINLAB Intelligence API key (xfl_...) (https://www.xfinlab.com/intelligence-api.html#access). Your assistant sends it in the X-Upstream-Key header with each request. ConnectorBay uses it for that one call only: it is never stored, logged or cached, never shown in an answer, and it is only sent to api.xfinlab.com over https, with no redirects followed. Create a key with the fewest permissions the tools need (read-only if the provider offers it), and revoke it at the provider whenever you like.

Data sources

• https://www.xfinlab.com/intelligence-api.html (the API this connector calls, with a BYOK key)

Live from the XFINLAB Intelligence API (api.xfinlab.com) with a BYOK key; documentation: https://www.xfinlab.com/intelligence-api.html. Endpoints checked against that documentation on 2026-10-16.

What it is not

Unofficial connector by Unify Dynamics LLC: not affiliated with, endorsed by or sponsored by XFINLAB Intelligence. XFINLAB Intelligence and its logos are trademarks of their owners and are used only to say which service the connector works with. It is read-only: it never creates, changes, sends or deletes anything in your XFINLAB Intelligence account.

Built for: Worldwide. Languages: English.

XFINLAB Intelligence (BYOK) — Privacy Policy

Effective 24 October 2026. Unify Dynamics LLC ("we", "us"), Menlo Park, California.

What XFINLAB Intelligence (BYOK) is. XFINLAB Intelligence (BYOK) is a connector (an MCP server and REST API) that an AI assistant calls on your behalf to read your own XFINLAB Intelligence data: Read SEC fundamentals, insider trades, short interest, bank health, volatility and macro context for US tickers from XFINLAB with your own API key. You bring your own XFINLAB Intelligence XFINLAB Intelligence API key (xfl_...); the assistant sends it to us with each request.

BYOK key. The key you supply is used to make the one XFINLAB Intelligence call you asked for. Our application does not store it, write it to a log, put it in a cache, or share it. It is sent only to api.xfinlab.com, over https, and is removed from any text we return to you or your assistant. We do not follow redirects with your key. If XFINLAB Intelligence rejects it, we say so without repeating it.

What we receive. The arguments of each tool call, the BYOK key (for that call only), the technical headers needed to serve the request (an IP address or a client identifier supplied by the assistant) and standard server logs. What XFINLAB Intelligence receives. The request we make on your behalf, including the key and the arguments, under XFINLAB Intelligence's own terms and privacy policy. XFINLAB Intelligence acts at your direction and is the only recipient of the data of your request besides our hosting provider.

What we return. The answer XFINLAB Intelligence gives for your request, trimmed to the fields the tool documents. We do not keep it: it is returned to your assistant and not stored, cached or used to train anything.

What we do not do. We do not build a profile, sell or share personal information, or keep your XFINLAB Intelligence data. Rate-limit counters (a client identifier and timestamps) are held in memory for at most 24 hours. Hosting access logs (IP addresses, request paths and status codes) are kept for up to 30 days for security and abuse prevention; our application adds no request headers or bodies to them.

Sub-processors. XFINLAB Intelligence (the API you call with a BYOK key, at your direction). Hosting: Vercel (United States regions).

Your rights. Because we store no personal data beyond short-lived logs, requests to access, correct or delete data are usually satisfied automatically; you can still contact agent@connectorbay.com and we will respond within 30 days. Revoke your key at XFINLAB Intelligence at any time to end all access.

Children. XFINLAB Intelligence (BYOK) is a general-audience service operated by the adult using the assistant, under XFINLAB Intelligence's own age rules.

Changes. We will post changes here with a new effective date.

XFINLAB Intelligence (BYOK) — Terms of Service

Effective 24 October 2026. These terms govern use of the XFINLAB Intelligence (BYOK) connector ("the Service") operated by Unify Dynamics LLC ("we", "us").

1. The Service. XFINLAB Intelligence (BYOK) provides: Read SEC fundamentals, insider trades, short interest, bank health, volatility and macro context for US tickers from XFINLAB with your own API key. It is accessed through an AI assistant or directly over MCP or HTTP, and is read-only.
2. Your own key, your own account. You must use your own XFINLAB Intelligence credentials and only access data you are allowed to access. XFINLAB Intelligence's terms apply to your use of XFINLAB Intelligence; you are responsible for complying with them, including any rate limits and permitted uses. Do not share a key you do not own.
3. Independent. Unofficial connector by Unify Dynamics LLC: not affiliated with, endorsed by or sponsored by XFINLAB Intelligence. XFINLAB Intelligence and its logos are trademarks of their owners and are used only to say which service the connector works with.
4. No advice, no guarantees. Output is the data XFINLAB Intelligence returns, lightly trimmed; it may be incomplete, delayed or changed by XFINLAB Intelligence. Check important facts at the source.
5. Read-only. The Service does not create, change, send or delete anything in your XFINLAB Intelligence account.
6. Acceptable use. Automated use within the published rate limits is welcome. Do not use the Service to access data you are not entitled to, to circumvent XFINLAB Intelligence's controls, or to attack any system.
7. Availability. The Service is provided "as is" without warranty. We may change, limit or discontinue it at any time; XFINLAB Intelligence may change or end its API at any time.
8. Data. Our Privacy Policy describes what we process. In short: the BYOK key is used for the one call and not stored or logged.
9. Pro keys. Optional ConnectorBay Pro API keys are issued at our discretion and are separate from your XFINLAB Intelligence key.
10. Liability. To the fullest extent permitted by law, Unify Dynamics LLC is not liable for any loss arising from use of or reliance on the Service, including any action XFINLAB Intelligence takes on your account. Our total liability is limited to US $100.
11. Governing law. California law; venue in San Mateo County, California.
12. Contact. Unify Dynamics LLC · agent@connectorbay.com · https://connectorbay.com/byok-xfinlab

XFINLAB Intelligence (BYOK) support

Email agent@connectorbay.com. We answer within two business days.

• MCP endpoint: https://byok-xfinlab.connectorbay.com/mcp
• REST API: https://byok-xfinlab.connectorbay.com/openapi.json
• Live status: https://byok-xfinlab.connectorbay.com/health

When you report a problem, include the question you asked your agent, roughly when, and which agent you used (for example Claude, ChatGPT or Gemini). Never send us passwords, account numbers or ID numbers. XFINLAB Intelligence (BYOK) never asks for them.