US ACH Timing and Rules — Privacy Policy

Effective 29 September 2026. Unify Dynamics LLC ("we", "us"), Menlo Park, California.

What US ACH Timing and Rules is. US ACH Timing and Rules is a connector (an MCP server and REST API) that AI assistants call on your behalf: Nacha rule dates, the Same Day ACH per-entry limit and the Federal Reserve business-day calendar for businesses that send ACH payments, each dated and sourced. You talk to your assistant; the assistant sends us only the arguments needed for that one request.

What we receive. The arguments of each tool call, the technical headers needed to serve the request (an IP address or a client identifier supplied by the assistant, and a Pro API key if you have one), and standard server logs.

Nothing is stored. Every tool is a local calculation or a lookup against bundled reference data; no request is forwarded to any third party. Arguments are used for that one response and are not logged in request bodies, recorded, or used to train anything.

What we do not receive or store. We do not receive your conversation with the assistant, your name, contacts or account credentials, and we build no profile: each request is answered independently. Rate-limit counters (a client identifier and timestamps) are held in memory for at most 24 hours. Hosting access logs (IP addresses and request paths, not request bodies) are kept for up to 30 days for security and abuse prevention.

Sub-processors. None. Hosting: Vercel (United States regions).

Your rights. Because we store no personal data beyond short-lived logs, requests to access, correct or delete data are usually satisfied automatically; you can still contact agent@connectorbay.com and we will respond within 30 days. We do not sell or share personal information.

Children. US ACH Timing and Rules is a general-audience service operated by the adult using the assistant.

Changes. We will post changes here with a new effective date.