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Philippines QR Ph Payload Checker icon

Philippines QR Ph Payload Checker

Check and decode QR Ph merchant payloads at the EMV level (structure, field limits, CRC-16, PHP and PH values) and read what the BSP FAQ says about QR Ph; the QR Ph template layout itself is not covered

Unify Dynamics LLC

Documentation
Tools5read-only
Sign-inNoneno account, no key
Data keptNoneprocessed in memory
PriceFreeoptional Pro limits
StatusLiveMCP + REST
Works withMCP · RESTany agent

Try asking

Real questions, and the tools your agent calls to answer them.

A customer sent me this QR Ph text: is it a valid payload and who is the merchant?
Tools called
validate_qrph
parse_qrph
What does BSP require of banks and e-wallets about QR Ph?
Tools called
qrph_rules_summary
Do my customers pay a fee when they pay me with QR Ph?
Tools called
qrph_rules_summary
What do the tags of a QR Ph code mean?
Tools called
qrph_field_guide
What CRC goes at the end of this payload?
Tools called
qrph_crc_check

About

Philippines QR Ph Payload Checker validates and decodes the EMV merchant-presented layout that QR Ph builds on. validate_qrph checks the structure, the field length limits and the CRC-16 of a pasted string and warns when the currency is not 608 (PHP) or the country is not PH. parse_qrph decodes merchant name, city, category code, amount, additional data and lists every merchant account template with its GUI, without interpreting the QR Ph-specific sub-fields, because the QR Ph technical layout could not be read from a primary source. qrph_field_guide explains the generic EMV tags. qrph_rules_summary quotes what the Bangko Sentral ng Pilipinas FAQ says: QR Ph launched in November 2019 by PPMI under BSP guidance, BSP Circular No. 1055 requires payment service providers to adopt it, it is aligned with the EMVCo standard, merchants print the code that their bank or e-money issuer generates, customers pay no fee, and P2M payments settle through InstaPay. qrph_crc_check computes the CRC-16 of a payload body. The EMV rules and the CRC come from EMVCo through the railqr library. Nothing is sent, paid or stored.

Sources: Reference data from official sources (bsp.gov.ph, emvco.com); every answer states its source, date and validity period.

Privacy

The publisher, Unify Dynamics LLC, states that tool inputs are processed in memory and not retained.

Data not collectedNo account, no profile, no stored prompts or results.
Privacy policyTerms

What it can do

5 tools, grouped by job. Every one is read-only or compute-only.

OpenAPI
Look up & validate1 tools
  • Validate qrphCheck a pasted QR Ph payload at the EMV level: structure, field length limits, CRC-16, currency 608 and country PH; lists errors and warnings; QR…
Build & format1 tools
  • Parse qrphDecode a QR Ph payload into merchant name, city, category code, amount, currency, country, additional data and the list of merchant account…
Reference & guides3 tools
  • Qrph field guideExplain the generic EMV tags used in a QR Ph payload and say which parts (the QR Ph merchant account template) are not documented here.
  • Qrph rules summaryWhat the Bangko Sentral ng Pilipinas QR Ph FAQ says: launch, BSP Circular No.
  • Qrph crc checkCompute the CRC-16/CCITT-FALSE of a payload body that ends with 6304 and, when a full payload is given, compare it with the CRC it carries.

Information

PublisherUnify Dynamics LLC
CategoryMoney & business
LanguagesEnglish
Built forPhilippines
CompatibilityAny MCP client · any agent · REST
Version0.1.0
MCP endpointhttps://ph-qrph-check.connectorbay.com/mcp
REST APIopenapi.json
SupportGet help · Status
CountryPhilippines
FunctionGetting paid
LayerDeep connectors

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Documentation

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Philippines QR Ph Payload Checker — connector documentation

  • MCP endpoint: https://ph-qrph-check.connectorbay.com/mcp
  • REST API: POST https://ph-qrph-check.connectorbay.com/v1/tools/{tool_name}, described by the OpenAPI 3.1 spec at https://ph-qrph-check.connectorbay.com/openapi.json
  • Transport: Streamable HTTP, stateless, MCP specification 2025-06-18 or later
  • Authentication: none required. An optional Authorization: Bearer <key> raises rate limits.
  • Health: https://ph-qrph-check.connectorbay.com/health · Tool schemas: https://ph-qrph-check.connectorbay.com/tools.json
  • Publisher: Unify Dynamics LLC · connectorbay.com/ph-qrph-check · agent@connectorbay.com

What Philippines QR Ph Payload Checker is for

Philippines QR Ph Payload Checker validates and decodes the EMV merchant-presented layout that QR Ph builds on. validate_qrph checks the structure, the field length limits and the CRC-16 of a pasted string and warns when the currency is not 608 (PHP) or the country is not PH. parse_qrph decodes merchant name, city, category code, amount, additional data and lists every merchant account template with its GUI, without interpreting the QR Ph-specific sub-fields, because the QR Ph technical layout could not be read from a primary source. qrph_field_guide explains the generic EMV tags. qrph_rules_summary quotes what the Bangko Sentral ng Pilipinas FAQ says: QR Ph launched in November 2019 by PPMI under BSP guidance, BSP Circular No. 1055 requires payment service providers to adopt it, it is aligned with the EMVCo standard, merchants print the code that their bank or e-money issuer generates, customers pay no fee, and P2M payments settle through InstaPay. qrph_crc_check computes the CRC-16 of a payload body. The EMV rules and the CRC come from EMVCo through the railqr library. Nothing is sent, paid or stored.

Ask your assistant things like:

  • "A customer sent me this QR Ph text: is it a valid payload and who is the merchant?"
  • "What does BSP require of banks and e-wallets about QR Ph?"
  • "Do my customers pay a fee when they pay me with QR Ph?"
  • "What do the tags of a QR Ph code mean?"
  • "What CRC goes at the end of this payload?"

What it does

  • validate_qrph: Check a pasted QR Ph payload at the EMV level: structure, field length limits, CRC-16, currency 608 and country PH; lists errors and warnings; QR Ph-specific templates are listed but not judged.
  • parse_qrph: Decode a QR Ph payload into merchant name, city, category code, amount, currency, country, additional data and the list of merchant account templates (tag and GUI) without interpreting their QR Ph sub-fields.
  • qrph_field_guide: Explain the generic EMV tags used in a QR Ph payload and say which parts (the QR Ph merchant account template) are not documented here.
  • qrph_rules_summary: What the Bangko Sentral ng Pilipinas QR Ph FAQ says: launch, BSP Circular No. 1055, EMVCo alignment, who generates the merchant code, customer fees and InstaPay settlement, each with the quoted sentence.
  • qrph_crc_check: Compute the CRC-16/CCITT-FALSE of a payload body that ends with 6304 and, when a full payload is given, compare it with the CRC it carries.

Data sources

Reference data from official sources (bsp.gov.ph, emvco.com); every answer states its source, date and validity period.

What it is not

Philippines QR Ph Payload Checker is independent; not affiliated with, endorsed by or operated by any government body, central bank, standards body or scheme operator. Names of rails, schemes and standards are used only to say what a tool works with. It is read-only: it never sends, pays, files or signs anything for you, and it never looks up private individuals.

Not advice. General information only, not legal, tax, accounting or payment advice. Philippines QR Ph Payload Checker is an independent tool: it is not affiliated with, endorsed by or operated by any government body, central bank, standards body or scheme operator. Rates, thresholds and rules change; check the cited official source and confirm with a qualified professional before you rely on a result.

Built for: Philippines. Languages: English.

Tools

Look up & validate

validate_qrph — Check a pasted QR Ph payload at the EMV level: structure, field length limits, CRC-16, currency 608 and country PH; lists errors and warnings; QR Ph-specific templates are listed but not judged. Use for "Is this QR Ph text a valid EMV payload and is the CRC right?". Args: payload.

Build & format

parse_qrph — Decode a QR Ph payload into merchant name, city, category code, amount, currency, country, additional data and the list of merchant account templates (tag and GUI) without interpreting their QR Ph sub-fields. Use for "Which merchant does this QR Ph code show and how much does it ask?". Args: payload.

Reference & guides

qrph_field_guide — Explain the generic EMV tags used in a QR Ph payload and say which parts (the QR Ph merchant account template) are not documented here. Use for "What do the tags of a QR Ph code mean?". Args: tag.

qrph_rules_summary — What the Bangko Sentral ng Pilipinas QR Ph FAQ says: launch, BSP Circular No. 1055, EMVCo alignment, who generates the merchant code, customer fees and InstaPay settlement, each with the quoted sentence. Use for "What are the rules behind QR Ph for a small merchant?".

qrph_crc_check — Compute the CRC-16/CCITT-FALSE of a payload body that ends with 6304 and, when a full payload is given, compare it with the CRC it carries. Use for "What CRC should go at the end of this QR Ph payload?". Args: payload.

Conventions

  • Read-only. Every tool reads public data or computes; nothing is written anywhere and nothing about the user is stored.
  • Result envelope. ok: true with data, or ok: false with a structured error (bad_input, not_found, upstream_error). degraded lists optional sources that were unreachable.
  • Rate limits. Free tier 60 tool calls/minute and 300/day per user (keyed on the user identifier supplied by the host agent, else client IP); Pro keys raise this. Over-limit calls return HTTP 429 with Retry-After. initialize and tools/list are never counted.

Support

agent@connectorbay.com · connectorbay.com/ph-qrph-check/support

Privacy policy

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Philippines QR Ph Payload Checker — Privacy Policy

Effective 29 September 2026. Unify Dynamics LLC ("we", "us"), Menlo Park, California.

What Philippines QR Ph Payload Checker is. Philippines QR Ph Payload Checker is a connector (an MCP server and REST API) that AI assistants call on your behalf: Check and decode QR Ph merchant payloads at the EMV level (structure, field limits, CRC-16, PHP and PH values) and read what the BSP FAQ says about QR Ph; the QR Ph template layout itself is not covered. You talk to your assistant; the assistant sends us only the arguments needed for that one request.

What we receive. The arguments of each tool call, the technical headers needed to serve the request (an IP address or a client identifier supplied by the assistant, and a Pro API key if you have one), and standard server logs.

Nothing is stored. Every tool is a local calculation or a lookup against bundled reference data; no request is forwarded to any third party. Arguments are used for that one response and are not logged in request bodies, recorded, or used to train anything.

What we do not receive or store. We do not receive your conversation with the assistant, your name, contacts or account credentials, and we build no profile: each request is answered independently. Rate-limit counters (a client identifier and timestamps) are held in memory for at most 24 hours. Hosting access logs (IP addresses and request paths, not request bodies) are kept for up to 30 days for security and abuse prevention.

Sub-processors. None. Hosting: Vercel (United States regions).

Your rights. Because we store no personal data beyond short-lived logs, requests to access, correct or delete data are usually satisfied automatically; you can still contact agent@connectorbay.com and we will respond within 30 days. We do not sell or share personal information.

Children. Philippines QR Ph Payload Checker is a general-audience service operated by the adult using the assistant.

Changes. We will post changes here with a new effective date.

Terms of service

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Philippines QR Ph Payload Checker — Terms of Service

Effective 29 September 2026. These terms govern use of the Philippines QR Ph Payload Checker connector ("the Service") operated by Unify Dynamics LLC ("we", "us").

  1. The Service. Philippines QR Ph Payload Checker provides: Check and decode QR Ph merchant payloads at the EMV level (structure, field limits, CRC-16, PHP and PH values) and read what the BSP FAQ says about QR Ph; the QR Ph template layout itself is not covered. It is accessed through an AI assistant or directly over MCP or HTTP, and is read-only.
  2. General information, not professional advice. Output is general information and a drafting aid. It is not legal, tax, accounting, financial or payment advice, and it is not a filing or a payment instruction. General information only, not legal, tax, accounting or payment advice. Philippines QR Ph Payload Checker is an independent tool: it is not affiliated with, endorsed by or operated by any government body, central bank, standards body or scheme operator. Rates, thresholds and rules change; check the cited official source and confirm with a qualified professional before you rely on a result.
  3. Independent. Philippines QR Ph Payload Checker is independent; not affiliated with, endorsed by or operated by any government body, central bank, standards body or scheme operator. Official names are used only to describe what a tool works with.
  4. Sources and dates. Reference values state their source, date and validity period. Rules change: check the cited official source before you rely on a result.
  5. Acceptable use. Automated use within the published rate limits is welcome. Do not use the Service to look up private individuals or to circumvent any authority's controls.
  6. Availability. The Service is provided "as is" without warranty. We may change, limit or discontinue it at any time.
  7. Data. Our Privacy Policy describes what we process. In short: your input is answered on our server and nothing is stored.
  8. Pro keys. Optional Pro API keys are issued at our discretion, are personal to the holder and may be revoked for abuse.
  9. Liability. To the fullest extent permitted by law, Unify Dynamics LLC is not liable for any loss arising from use of or reliance on the Service. Our total liability is limited to US $100.
  10. Governing law. California law; venue in San Mateo County, California.
  11. Contact. Unify Dynamics LLC · agent@connectorbay.com · https://connectorbay.com/ph-qrph-check

Support

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Philippines QR Ph Payload Checker support

Email agent@connectorbay.com. We answer within two business days.

When you report a problem, include the question you asked your agent, roughly when, and which agent you used (for example Claude, ChatGPT or Gemini). Never send us passwords, account numbers or ID numbers. Philippines QR Ph Payload Checker never asks for them.

Get Philippines QR Ph Payload Checker

Free · No sign-in · Read-only

Streamable HTTP, stateless, no authentication. Paste the endpoint into any MCP-capable agent.

https://ph-qrph-check.connectorbay.com/mcp
{
  "mcpServers": {
    "ph-qrph-check": {
      "type": "http",
      "url": "https://ph-qrph-check.connectorbay.com/mcp"
    }
  }
}