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Silver Ally — connector documentation

Endpoint: https://silver-ally.connectorbay.com/mcp (MCP streamable HTTP, spec 2025-06-18 or later) Authentication: none required. Optional Pro key: Authorization: Bearer <key>. Status: https://silver-ally.connectorbay.com/health · Tool schemas: https://silver-ally.connectorbay.com/tools.json Support: agent@connectorbay.com

Silver Ally gives your AI assistant twenty read-only tools for the everyday questions of older Americans and the people who help them. It never asks for or stores a Medicare number, Social Security number, bank detail or password, and it never sends messages, makes payments or changes accounts.

Tools

Medicare & care navigation

Tool Inputs What you get
medicare_costs modified_agi_2024?, tax_filing? (single/joint) 2026 Part A/B/D premiums, deductibles, daily copays, the $2,100 drug cap; the person's exact Part B premium including IRMAA when income is given
medicare_enrollment_windows birth_date, has_employer_coverage?, employer_coverage_end? Initial Enrollment Period dates, Special Enrollment Periods after leaving a job, Open Enrollment, Advantage switch window, General Enrollment, Medigap guarantee window
medicare_penalty_estimate part (B/D), months_without_coverage Lifetime late-enrollment penalty in 2026 dollars and how to get it waived
find_doctor zip_code, specialty?, last_name?, telehealth_only?, limit? Medicare-enrolled clinicians near the ZIP with specialty, practice, phone, whether they accept Medicare assignment, telehealth
compare_nursing_homes zip_code, radius_miles?, limit?, min_overall_stars? Nearest CMS-certified nursing homes with 5-star ratings, staffing hours, turnover, fines, abuse icon, Special Focus status, distance
compare_hospitals zip_code, limit?, emergency_only? Hospitals in the area with overall star rating, ER availability, ownership, measures worse than national
compare_home_health zip_code, limit? Home health agencies with quality star rating, services, patient-improvement rates, rehospitalization vs national

Medication safety

Tool Inputs What you get
drug_lookup medication What it is for, boxed warning, key warnings, interactions, side effects, older-adult notes from the FDA label; Beers Criteria cautions for 65+
medication_review medications (list), age?, include_label_cross_reference? Duplicate ingredients, duplicate therapy, Beers flags, high-priority interactions, anticholinergic/sedative burden, acetaminophen total, a priority level and questions for the pharmacist
drug_recalls medication?, months?, limit? Recent FDA recalls with lots, reason, seriousness
refill_planner medication, quantity, doses_per_day, last_fill_date?, refills_remaining?, reminder_days_before? Run-out date, days left, reminder date, cost-saving tips

Scam shield

Tool Inputs What you get
scam_check what_they_said, channel?, claimed_to_be_from? Risk score and level, red flags with evidence, likely scam type, what to do now, the real number to call instead, where to report
verify_official_number phone_number Whether the number is a known official Medicare/SSA/IRS/fraud line, and why caller ID proves nothing
scam_report_guide scam_type?, state?, money_lost?, information_shared? First-hour recovery steps, exact reporting channels, state-level help

Benefits, local help & safety

Tool Inputs What you get
benefits_screener age, state, monthly_income, household_size?, married?, countable_assets?, on_medicare?, monthly_medical_costs?, veteran? Likely/possible/unlikely for Extra Help, QMB/SLMB/QI, SNAP (senior rules), LIHEAP, SSI, Medicaid, VA Aid & Attendance, property-tax relief — with how to apply and what each is worth
social_security_estimate birth_date, claim_age_years, monthly_benefit_at_full_retirement_age?, still_working_annual_income?, spouse_benefit_at_full_retirement_age? Full retirement age, reduction/credit factor, estimated benefit, 62 vs FRA vs 70, break-even age, 2026 earnings test
find_local_help zip_code? or state?, need? Verified state SHIP line, state aging agency, Area Agency on Aging via Eldercare Locator, APS, Ombudsman, legal aid, meals, utilities, rides, dementia, veterans, mental-health resources
weather_safety zip_code Active NWS alerts, forecast, risk level and older-adult guidance for heat, cold, air quality and storms
home_safety_checklist area?, concerns? Room-by-room fall-prevention checklist with tailored tips
important_numbers topic? Verified official numbers to keep by the phone, and the things those agencies never do

Response format

Every tool returns a JSON object. ok: true results carry the payload plus, where relevant, a short disclaimer. ok: false results carry error: {code, message, details?} where code is one of bad_input, provider_unavailable, upstream_error, not_found. Upstream outages never raise; they return provider_unavailable with a phone alternative in the message.

Data sources

CMS Provider Data Catalog (Care Compare), CMS 2026 premium/deductible fact sheet, Medicare.gov Part D costs, SSA 2026 COLA fact sheet and POMS HI 00815.023, HHS 2026 Poverty Guidelines, NLM RxNorm, openFDA drug labels and enforcement reports, AGS 2023 Beers Criteria, National Weather Service, CDC STEADI, shiphelp.org and state government sites (directory verification, September 2026).

Rate limits

Free: 60 tool calls per minute and 300 per day per client. Pro: 300/min, 5,000/day. Exceeding a limit returns HTTP 429 with Retry-After.

Accuracy and limitations

Figures are federal 2026 amounts; states and plans vary. Medication screening is a conversation starter for a pharmacist, not a clinical decision system. Provider ratings are CMS data as published and can lag real conditions. Scam analysis is rule-based and can miss novel scripts — a low score is not an all-clear.